Marketing & Privacy Policy of PaydMe
Welcome to PaydMe! To register for our services, you must agree to these Marketing Practices, as well as our Privacy Policy and Terms & Conditions of Use.
WHAT DOES PAYDME DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT INFORMATION WE COLLECT:
The types of personal information we collect and share depend on the product or service you have with us. For an online installment loan, this information can include:
- Social Security number and bank account information
- Income and payment history
- Credit history and credit scores
- Employment Information
HOW WE USE COLLECTED INFORMATION:
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons PaydMe chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
Reason | Do we share? | Can you limit this sharing? |
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | YES | NO |
For our marketing purposes – to offer our products and services to you. | YES | NO |
For joint marketing with other financial companies | YES | NO |
For our affiliates’ everyday business purposes – information about your transactions and experiences. | YES | NO |
For our affiliates’ everyday business purposes – information about your creditworthiness. | YES | YES |
For our affiliates to market to you | YES | YES |
For non-affiliates to market to you | YES | YES |
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt in data and consent; this information will not be shared with any third parties. For the complete Mobile Communications Terms & Conditions, please click here.
TO LIMIT OUR SHARING
- Contact us via email at privacy@trmleads.com
Please note:
If you are a new customer, we may begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
WHO IS PROVIDING THIS NOTICE?
TR Media dba TRM Leads, a registered tradename and dba of a sole proprietorship owned by a registered Abenaki first nation member, and its affiliates as listed below.
HOW DOES PAYDME PROTECT MY PERSONAL INFORMATION
We collect your personal information, for example, when you:
- Apply for a loan
- Give us your income information
- Tell us where to send the money
- Provide employment information
- Provide account information
- Give us your contact information
WHY CAN’T I LIMIT ALL SHARING
You have the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on that account.
DEFINITIONS
Affiliates
Companies related by common ownership or control. They can be financial or non-financial.
Non-Affiliates
Financial and non-financial companies not related by common ownership or control. They can be financial and non-financial companies.
- Non-affiliates we share with can include companies to market only our products and services to you, to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Joint Marketing
A formal agreement between companies that together market products or services to you.
- Our joint marketing partners may include financial product companies or service companies.
OUR PROTECTION OF THE PRIVACY OF MINORS
We do not permit individuals under 18 years of age to obtain our products and/or services. If you are under 18 years of age, do not submit your information as it will be removed from our site immediately.
OUR RIGHT TO CHANGE OUR POLICY WITHOUT PRIOR NOTIFICATION:
We reserve the right to change our policy at any time and without prior notice to you. Your continued use of our website or acceptance of our emails following the posting of changes to this policy will mean that you accept all such changes and that you agree to continue receiving marketing from us and other third party companies. We reserve the right to contact you regarding your account status and changes to subscriber agreements, Privacy Policy or any other policies or agreements relevant to you.
You can contact us about this Privacy Policy, our Terms of Use or for any other purpose by writing to us at:
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