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Mobile Communications Terms & Conditions

PLEASE CAREFULLY REVIEW THESE TERMS AND CONDITIONS BEFORE USING THE SITE. BY ACCESSING THE WEBSITE YOU AGREE AND ACCEPT THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, PLEASE STOP USING THE WEBSITE.

Text Message Policy

You understand the text messages we send may be seen by anyone with access to your phone. You may receive text messages upon pre-approval of loan, final approval of loan, reminders before your payment due date, and upon a successful payment. If your payment is late or unsuccessful, you may receive a text message from us indicating your current account status. If your account is in good standing, you may receive text messages regarding new funding opportunities. Your cellular provider’s Msg&Data Rates may apply to our confirmation message and all subsequent messages. Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private. NO CONFIDENTIAL INFORMATION SHOULD BE SENT VIA TEXT MESSAGE.

Opt-out or STOP

This policy applies to the operational text messages sent by us to our customers while and after they use our product. If you wish to stop receiving marketing text messages from us, reply to any text message we have sent you and in the reply text simply type STOP. If you wish to stop receiving all text messages from us, including those with information about payment due dates or missed payments, type STOP ALL in the reply text you send us. Your stop request will become effective within one day. You may also stop text messages by calling us or emailing us with STOP in the Subject line using the contact information on this page.

Help or Support

If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text and simply type HELP. Upon receiving your text message, we will send you a text message with this information. In general, the messages we send provide you with information about your account. Some of the text message we send may include links to websites. To access these websites, you will need a web browser and Internet access.

Important Disclaimers

  • Carriers are not liable for delayed or undelivered messages.
  • No customer mobile information will be sold or shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt in data and consent; this information will not be shared with any third parties.
  • Your cellular provider’s Msg & Data Rates may apply.
  • This Mobile Communication Terms & Conditions is a separate addendum to our Privacy Policy.
  • Message frequency varies by account

Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.

If we modify this Text Message Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate or change our text message program at any time.

If you have any questions about this policy, would like us to mail you a paper copy of this policy or are having problems receiving or stopping our text messages, please contact us using the information below.

Legal Disclaimer

The operator of this website does not make any credit decisions, but rather, upon the submission of your application, shares your submission with multiple lenders in order to provide you with several options of loans that may meet your credit needs. You acknowledge, agree and authorize that we and our network partners and lenders may obtain your credit report from one or more consumer reporting agencies, such as but not limited to TransUnion, Experian, Equifax, or Clarity, in order to: (1) authenticate and verify your identity based on the information you provided; (b) access your eligibility for credit and identity products and/or services you may qualify for; (c) determine your current debt-to-income ratio; and (d) to obtain your credit score or information about your creditworthiness and credit standing. When you check your rates and review the loan offers available to you, we/our network of lenders or partners may perform a soft inquiry or hard inquiry on your credit report, which may impact your credit score. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid pursuant to the individual terms as outlined within their consumer loan agreement. Each lender has their own terms and conditions, please review their policies and terms for further information. Nonpayment of credit could result in collection activities and may impact your credit.